Hiatus vs. Rocket Money (TrueBill) – In Depth Differences

Discover Hiatus App vs. Rocket Money formerly known as TrueBill Differences Here: In today’s fast-paced world, personal finance apps are essential for managing subscriptions, expenses, and overall finances. With countless apps available, determining which one best fits your needs can be challenging.

Here, we will compare two popular personal finance apps: Hiatus and Rocket Money, highlighting their features, benefits, and drawbacks to help you make an informed decision.

What is Hiatus App Used for?

The Hiatus App is a personal finance tool designed to help users track and manage subscriptions, negotiate bills, and monitor expenses. 

Although Hiatus (free, with possible fees) focuses on accounts such as mortgages or credit cards, it can analyze any financial account to connect it.

From there, the service can use machine intelligence technology to recommend a personalized action plan to lower your bills and rates.


The service regularly checks your accounts and looks for better rates. It can also help you with various bills, including medical, student, and auto loan refinancing. Hiatus provides contextual advice tailored to your budget, and you can easily react to it. There’s also an app (for both iOS and Android) that makes it easy to manage subscriptions, view connected accounts, and get tips at a glance.

 Rocket Money

Hiatus only charges you if it can save you money. In this case, 50% of your annual savings amount will be withdrawn. Hiatus also has a premium tier, but the company doesn’t list the amount on its site (although the terms of use page mention the ability to pay as much as you want), and the fact that it reserves the right to change speed and frequency). 

If you choose to upgrade to the seemingly dynamic premium plan, you’ll have access to financial tools to set budgets, negotiate bills, and improve your financial well-being.

So, the key features of the Hiatus App include:

Manage subscriptionsConsolidate and manage all your subscriptions in one place. Cancel subscriptions directly from the app without the need to call customer service.
Track monthly billsView, organize, and track your monthly bills in the finance tracker dashboard. Hiatus will alert you if any bills are negotiable and will negotiate lower rates on your behalf.
Create custom budgetsSet up custom budgets based on your spending and create custom categories based on keywords in your transactions. Stay on top of your finances by tracking your monthly spending and avoiding overspending.
Bank-level securityHiatus ensures your privacy and protection by using bank-level security measures.
In-house team of financial advisorsHiatus’ in-house team of financial advisors contacts your providers to negotiate lower rates on your bills and uncovers hidden credits on your accounts due to service outages. They also alert you of any upcoming bill increases.
Subscription managerInstantly view your bills and subscriptions in the finance tracker dashboard by linking your bank account to Hiatus. The app analyzes your subscriptions, tracks your bills, and provides digital budgeting tools.
Alerts and notificationsReceive notifications on rate increases, upcoming bill dates, and negotiable bills to stay informed about your expenses.
Improve financial habitsHiatus is designed for users who want to improve their financial habits and gain better control over their expenses.


Hiatus App offers several advantages, such as:

  • Ease of use: The app’s intuitive interface makes it easy for users to navigate and manage their finances.
  • Automatic tracking of recurring payments: The app automatically identifies and tracks your subscriptions, helping you stay on top of your expenses.
  • Potential savings through bill negotiation: Hiatus App’s bill negotiation services can lead to significant savings on your monthly bills.


However, there are some limitations to the Hiatus App:

  • Limited availability on certain platforms: The app may not be available on all devices or platforms.
  • Limited customization options: Hiatus App offers fewer customization options compared to other personal finance apps.
  • Service fees for bill negotiation: Users may have to pay a fee for the app’s bill negotiation services, which can offset some of the savings.

It’s Available on Android and iPhone

Is Rocket Money and Truebill App Same?

Yes, Rocket Money and Rocket Money are the same apps. Rocket Money is the new name for the app previously known as Rocket Money. The rebranding occurred to better align with the company’s mission and goals, but the core features and functionality remain the same.

What is Rocket Money App Used for?

Rocket Money (free, at a cost) can help you manage your subscriptions, but it also has many solid financial management tools. They are ideal for helping you learn about and improve your overall financial health.

It also offers beautiful mobile apps for iOS and Android so you can keep track of your finances from anywhere.

The service dashboard has an overview page where you can see a general snapshot of your linked financial accounts (for example, your credit cards, cash, or investment balance).

Rocket Money

You can also track future invoices on this page. The subscription section displays all your subscriptions and upcoming expiration dates in the built-in calendar.

You can also view reports that show your monthly income and expenses and break down your billing costs. The service also has tools to lower your bills and set savings goals.

The Rocket Money app is free and won’t be charged unless the company can save you money. However, if it helps you save, 40% of your savings will be withdrawn in the first year.

Hiatus vs. Rocket Money

There is also a premium plan with a price of your choice ($3 to $12 per month) that unlocks more options for you. Premium benefits include balance sync, premium chat, concierge service for cancellations, unlimited budget, and reasonable savings.

So, the key features of the Rocket Money App include:

Track and grow your net worth (New!)Monitor your assets and debts to discover your net worth. Connect your investment and retirement accounts to track your holdings’ growth.
Manage and cancel unwanted subscriptionsGet a clear picture of all your recurring services, including forgotten subscriptions. Monitor, manage, and cancel ongoing subscriptions in one place. Receive notifications when a subscription price increases or a free trial is ending.
Lower your bills and negotiate on your behalfConnect your bills and let Rocket Money’s expert negotiators lower your bills by getting better rates or one-time credits applied to your account.
Keep track of monthly bills and avoid overdraftsTrack all your bills and receive notifications when they are due to help you avoid overdraft fees.
Create unlimited custom budgetsCreate custom budgets for different purposes, such as side projects or NFTs, to better manage your finances.
Monitor your credit scoreKeep track of your credit score and credit report to plan for long-term financial goals.
Put your savings goals on autopilotSet savings goals and let the app automatically help you reach them.
Bank-level security and privacyRocket Money uses bank-level security and privacy measures to keep your financial information safe and secure.


Rocket Money offers several advantages, including:

  • Comprehensive financial management tools: Besides subscription tracking and bill negotiation, Rocket Money offers budgeting and savings goal tools for a more holistic approach to personal finance management.
  • Personalized savings recommendations: Rocket Money provides tailored recommendations to help users save money based on their spending habits and financial goals.
  • Integration with multiple financial institutions: The app integrates with numerous banks and financial institutions, allowing for seamless management of your accounts.

Drawbacks of Rocket Money

Despite its benefits, Rocket Money has some drawbacks:

  • Service fees for bill negotiation: Like the Hiatus App, users may have to pay a fee for Rocket Money bill negotiation services.
  • Some features require a subscription: Access to certain features may require a paid subscription, adding to the app’s overall cost.
  • Limited availability on certain

It’s Available on Android and iPhone

What are the Main Differences – Hiatus App vs Rocket Money

Hiatus App vs Rocket Money

The main difference between Hiatus App and Rocket Money App is, Rocket Money offers additional features, such as credit score tracking, paycheck advance, shared accounts, and financial data export, which are not available in Hiatus. Also, Hiatus has a clear and flat pricing structure at $9.99 per month, while Rocket Money has a more complicated pricing structure ranging from $3 to $12 per month plus an upfront fee of 30-60% of annual savings.

Feature/AspectHiatus AppRocket Money App
Financial Tracking✔️ Yes✔️ Yes
Budgeting Tools✔️ Yes✔️ Yes
Overdraft Alerts✔️ Yes✔️ Yes
Cancel Unwanted Subscriptions✔️ Yes✔️ Yes
Bill Negotiation✔️ Yes✔️ Yes
Security and Encryption✔️ Yes✔️ Yes
Unique Features❌ None✔️ Credit score tracking, paycheck advance, shared accounts, financial data export
PricingFlat rate of $9.99/month$3 to $12/month + 30-60% of annual savings upfront
User Reviews (Apple/Google)4.2/2.4 (iOS/Android)4.5/4.4 (iOS/Android)
ProsClear pricing, financial tracking, ease of useFree version, real-time syncing, comprehensive tools
ConsLack of track record, once-daily financial updatesConfusing pricing structure, upfront fees
Hiatus app vs Rocket Money

Here we summarized the differences between Hiatus App and Rocket Money App based on their features, pricing, pros, and cons. Both apps offer core financial tracking and management features, but Rocket Money provides additional unique features not available in Hiatus. Rocket Money has more favorable user reviews, but its pricing structure could be clearer and more costly compared to Hiatus’s flat monthly rate.

People also ask about Hiatus App vs. Rocket Money – FAQ

Do both Hiatus and Rocket Money offer subscription tracking and bill negotiation services? 

Yes, both Hiatus and Rocket Money offer subscription tracking, bill negotiation, and expense monitoring services.

What are some unique features of Rocket Money that Hiatus does not have? 

Rocket Money offers credit score tracking, paycheck advance, shared accounts, and financial data export, which are not available in Hiatus.

How much does a Hiatus cost per month? 

Hiatus charges a flat rate of $9.99 per month for its services.

How much does Rocket Money cost per month? 

Rocket Money has a more complicated pricing structure, ranging from $3 to $12 per month, plus an upfront fee of 30-60% of annual savings.

Are Hiatus and Rocket Money safe to use? 

Both Hiatus and Rocket Money take security measures seriously, using 256-bit encryption to protect user data and not sharing or selling user information.

What user ratings for Hiatus and Rocket Money on iOS and Android platforms? 

Hiatus has an average rating of 4.2 on the Apple App Store and 2.4 on Google Play. Rocket Money bill has an average rating of 4.5 on the Apple App Store and 4.4 on Google Play.

What are some drawbacks of using Hiatus?

Drawbacks of the Hiatus include:
Its limited availability on certain platforms.
Limited customization options.
Service fees for bill negotiation.

What are some drawbacks of using Rocket Money?

Drawbacks of Rocket Money include service fees for bill negotiation, some features requiring a subscription, and limited availability on certain platforms.

Is there a free version available for Hiatus and Rocket Money?

Hiatus does not have a free version, while Rocket Money offers a free version with basic features and a seven-day free trial for premium services.

How often does Hiatus update financial information? 

Hiatus updates financial information once a day.

How often does Rocket Money update financial information for its free and premium versions?

The free version of Rocket Money updates financial information once a day, while the premium version offers real-time syncing of financial data.

What should I consider when choosing between Hiatus and Rocket Money? 

Consider your personal financial goals, platform compatibility, and pricing and fees when choosing between Hiatus and Rocket Money.

Are both app compatible with multiple financial institutions?

Yes, both Hiatus and Rocket Money integrate with multiple financial institutions to provide comprehensive financial tracking and management services.

Can I track my credit score using Hiatus or Rocket Money? 

You can track your credit score using the free version of Rocket Money, while Hiatus does not offer this feature.

Can I get an advance on my paycheck with either Hiatus or Rocket Money?

With the paid version of Rocket Money, you can get up to a $120 advance on your paycheck, whereas Hiatus does not offer this feature.

Can I share account access with a spouse or household member using Hiatus or Rocket Money?

Rocket Money paid version allows you to access shared accounts with a spouse or household member. Hiatus does not offer this feature.

Can I export my financial data using either Hiatus or Rocket Money? 

Rocket Money paid version provides tools that allow you to export your financial data, while Hiatus does not offer this feature.

Are both apps available on iOS and Android? 

Both Hiatus and Rocket Money are available on iOS and Android platforms, but user reviews vary greatly between the two platforms for Hiatus.

Is customer support accessible for Hiatus and Rocket Money users? 

Yes, both Hiatus and Rocket Money offer customer support through email and chat, although phone support is not available for Hiatus.


While both Hiatus and Rocket Money have pros and cons, it all boils down to your personal needs. If you want a hands-on approach to bill payments, then Rocket Money may be the way for you. However, if you want a more passive experience, then Hiatus is the better option. Regardless of your choice, both offer features that help make managing bills easier and more efficient.